580 Credit Score Mortgage

Get Matched with a Mortgage Lender.
See if You Qualify for a Home Loan Today!


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580 Credit Score Mortgage Lenders

Below are some of the advantages that FHA loans offer to borrowers with a 580 credit score:

  • Qualify with a credit score as low as 580.

  • The minimum down payment is only 3.5%!

  • First time home buyers are welcome.

  • Most down payment assistance programs can be used with a FHA loan.

  • If your credit score is below a 580, you may still qualify, but a 10% down payment will be required.

How it Works

How do I know if I qualify for a FHA loan?

If you would like to see if you qualify for a FHA loan, we encourage to request to get matched with a FHA lender.  You will be provided with a free consultation, and the opportunity get pre-approved for a FHA loan.

How much are the FHA loan limits in my county?

If you would like to lookup the 2024 FHA loan limits for your county, you may do so using this FHA loan limits tool.