620 Credit Score Mortgage Lenders
Below are some of the potential mortgage options that are available to borrowers with a 620 credit score:
Conventional loans with a 3% down payment option.
FHA loans with a 3.5% down payment option.
First time home buyers are welcome.
There are several refinancing options available to borrowers with a 620 credit score.
If your credit score is below a 620, you may still qualify for a FHA loan (the minimum credit score is only 500).
How it Works
How do I know if I qualify for a mortgage?
If you would like to see if you qualify for a mortgage, we encourage to request to get matched with a lender. You will be provided with a free consultation, and the opportunity get pre-approved for a mortgage.
How much are the FHA loan limits in my county?
If you would like to lookup the 2023 FHA loan limits for your county, you may do so using this FHA loan limits tool.