Arizona Mortgage Programs
Below are some of the potential mortgage options that may be available to you:
Qualify for a mortgage with a credit score as low as 500 (FHA and non-prime loans).
Conventional loans with a 3% down payment option.
FHA loans with a 3.5% down payment option.
Non-prime loans with no waiting periods after a bankruptcy, foreclosure, or short sale.
Self-employed borrowers may have the option to use bank statements to document income (instead of tax returns). These programs are known as “bank statement loans”.
How it Works
How do I know if I qualify for a mortgage?
If you would like to see if you qualify for a mortgage, we encourage to you to request to get matched with a mortgage lender. You will be provided with a free consultation, and the opportunity to get pre-approved for a mortgage.
What is a non-prime loan?
Non-prime loans are unique mortgage loan products, which are helpful to borrowers who are unable to qualify for a conventional or FHA loan. These programs do not require any waiting periods after a bankruptcy, foreclosure, or short sale. There are also options for self-employed borrowers to qualify for a mortgage without using tax returns.