Chapter 7 Mortgage Lenders
Below are some of the advantages that non-prime mortgage lenders offer to borrowers who have experienced a chapter 7 bankruptcy:
Qualify with a credit score as low as 500.
LTVs up to 90% with no MI
Loan amounts up to $7,500,000.
No waiting periods after a bankruptcy, foreclosure, or short sale.
Get a mortgage 1 day after a chapter 7, chapter 11, or chapter 13 bankruptcy.
How it Works
Is there really no waiting period?
Yes, non-prime lenders do not require a borrower to wait to get a mortgage after a bankruptcy. This means that you can potentially get a mortgage even just 1 day after your bankruptcy has been discharged!
What is a non-prime lender?
Non-prime lenders offer unique mortgage loan products, which are helpful to borrowers who are unable to qualify for a conventional loan. If you are unable to qualify for a conventional loan, we encourage to request to get matched with a non-prime lender. You will be provided with a free consultation, and the opportunity get pre-approved for a mortgage.