2025 Florida FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2025 FHA loan limits for all counties in Florida below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in Florida, visit this page.

County Single Family 2 Family 3 Family 4 Family
ALACHUA $524,225 $671,200 $811,275 $1,008,300
BAKER $580,750 $743,450 $898,700 $1,116,850
BAY $524,225 $671,200 $811,275 $1,008,300
BRADFORD $524,225 $671,200 $811,275 $1,008,300
BREVARD $524,225 $671,200 $811,275 $1,008,300
BROWARD $654,350 $837,700 $1,012,550 $1,258,400
CALHOUN $524,225 $671,200 $811,275 $1,008,300
CHARLOTTE $524,225 $671,200 $811,275 $1,008,300
CITRUS $524,225 $671,200 $811,275 $1,008,300
CLAY $580,750 $743,450 $898,700 $1,116,850
COLLIER $764,750 $979,000 $1,183,400 $1,470,700
COLUMBIA $524,225 $671,200 $811,275 $1,008,300
DESOTO $524,225 $671,200 $811,275 $1,008,300
DIXIE $524,225 $671,200 $811,275 $1,008,300
DUVAL $580,750 $743,450 $898,700 $1,116,850
ESCAMBIA $524,225 $671,200 $811,275 $1,008,300
FLAGLER $524,225 $671,200 $811,275 $1,008,300
FRANKLIN $524,225 $671,200 $811,275 $1,008,300
GADSDEN $524,225 $671,200 $811,275 $1,008,300
GILCHRIST $524,225 $671,200 $811,275 $1,008,300
GLADES $524,225 $671,200 $811,275 $1,008,300
GULF $524,225 $671,200 $811,275 $1,008,300
HAMILTON $524,225 $671,200 $811,275 $1,008,300
HARDEE $524,225 $671,200 $811,275 $1,008,300
HENDRY $524,225 $671,200 $811,275 $1,008,300
HERNANDO $524,225 $671,200 $811,275 $1,008,300
HIGHLANDS $524,225 $671,200 $811,275 $1,008,300
HILLSBOROUGH $524,225 $671,200 $811,275 $1,008,300
HOLMES $524,225 $671,200 $811,275 $1,008,300
INDIAN RIVER $524,225 $671,200 $811,275 $1,008,300
JACKSON $524,225 $671,200 $811,275 $1,008,300
JEFFERSON $524,225 $671,200 $811,275 $1,008,300
LAFAYETTE $524,225 $671,200 $811,275 $1,008,300
LAKE $524,225 $671,200 $811,275 $1,008,300
LEE $524,225 $671,200 $811,275 $1,008,300
LEON $524,225 $671,200 $811,275 $1,008,300
LEVY $524,225 $671,200 $811,275 $1,008,300
LIBERTY $524,225 $671,200 $811,275 $1,008,300
MADISON $524,225 $671,200 $811,275 $1,008,300
MANATEE $547,400 $700,750 $847,050 $1,052,700
MARION $524,225 $671,200 $811,275 $1,008,300
MARTIN $596,850 $764,050 $923,600 $1,147,800
MIAMI-DADE $654,350 $837,700 $1,012,550 $1,258,400
MONROE $967,150 $1,238,150 $1,496,600 $1,859,950
NASSAU $580,750 $743,450 $898,700 $1,116,850
OKALOOSA $603,750 $772,900 $934,250 $1,161,050
OKEECHOBEE $524,225 $671,200 $811,275 $1,008,300
ORANGE $524,225 $671,200 $811,275 $1,008,300
OSCEOLA $524,225 $671,200 $811,275 $1,008,300
PALM BEACH $654,350 $837,700 $1,012,550 $1,258,400