2026 Florida FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2026 FHA loan limits for all counties in Florida below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in Florida, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ALACHUA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BAKER | $580,750 | $743,450 | $898,700 | $1,116,850 |
| BAY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BRADFORD | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BREVARD | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BROWARD | $667,000 | $853,900 | $1,032,150 | $1,282,700 |
| CALHOUN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CHARLOTTE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CITRUS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CLAY | $580,750 | $743,450 | $898,700 | $1,116,850 |
| COLLIER | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| COLUMBIA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| DESOTO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| DIXIE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| DUVAL | $580,750 | $743,450 | $898,700 | $1,116,850 |
| ESCAMBIA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| FLAGLER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| FRANKLIN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GADSDEN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GILCHRIST | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GLADES | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GULF | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HAMILTON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HARDEE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HENDRY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HERNANDO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HIGHLANDS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HILLSBOROUGH | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HOLMES | $541,287 | $693,050 | $837,700 | $1,041,125 |
| INDIAN RIVER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| JACKSON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| JEFFERSON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LAFAYETTE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LAKE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LEE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LEON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LEVY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LIBERTY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MADISON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MANATEE | $547,400 | $700,750 | $847,050 | $1,052,700 |
| MARION | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MARTIN | $603,750 | $772,900 | $934,250 | $1,161,050 |
| MIAMI-DADE | $667,000 | $853,900 | $1,032,150 | $1,282,700 |
| MONROE | $990,150 | $1,267,600 | $1,532,200 | $1,904,150 |
| NASSAU | $580,750 | $743,450 | $898,700 | $1,116,850 |
| OKALOOSA | $603,750 | $772,900 | $934,250 | $1,161,050 |
| OKEECHOBEE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ORANGE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| OSCEOLA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PALM BEACH | $667,000 | $853,900 | $1,032,150 | $1,282,700 |
| PASCO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PINELLAS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| POLK | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PUTNAM | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SANTA ROSA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SARASOTA | $547,400 | $700,750 | $847,050 | $1,052,700 |
| SEMINOLE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ST. JOHNS | $580,750 | $743,450 | $898,700 | $1,116,850 |
| ST. LUCIE | $603,750 | $772,900 | $934,250 | $1,161,050 |
| SUMTER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SUWANNEE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TAYLOR | $541,287 | $693,050 | $837,700 | $1,041,125 |
| UNION | $541,287 | $693,050 | $837,700 | $1,041,125 |
| VOLUSIA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WAKULLA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WALTON | $603,750 | $772,900 | $934,250 | $1,161,050 |
| WASHINGTON | $541,287 | $693,050 | $837,700 | $1,041,125 |