UNITED MORTGAGE CORPORATE LICENSES
Licensing/Disclaimers

1. Alabama State Banking Department, Consumer Credit License #22737 dba UMC Mortgage Company, Inc.
2. Arizona Department of Financial Institutions, Mortgage Banker License #0951233, #0125011
3. Arkansas Securities Department, Combination Mortgage Banker-Broker-Servicer License #118243
4. California Licensed by the Department of Financial Protection and Innovation, California Residential Mortgage Lending Act License #4130571
5. Colorado Division of Real Estate, Mortgage Company Registration
6. Connecticut Department of Banking, Mortgage Lender License #8034 dba UMC Mortgage Company
7. Delaware Office of the State Bank Commissioner, Lender License #9799
8. District of Columbia – Department of Insurance, Securities and Banking, Mortgage Dual Authority License MLB1330
9. Florida – Office of Financial Regulation, Mortgage Lender Servicer License MLD711 dba UMC Mortgage Company
10. Georgia – Department of Banking and Finance, Georgia Residential Mortgage Licensee, Mortgage Lender License/Registration #1330
11. Idaho – Department of Finance, Mortgage Broker/Lender License MBL-2080001330
12. Illinois Department of Financial & Professional Regulation, Illinois Residential Mortgage Licensee MB.6760930 dba UMC Mortgage Company. Illinois Residential Mortgage Licensee.
    STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

12. Indiana Department of Financial Institutions, Mortgage Lending License #11046 dba UMC Mortgage Company
13. Iowa Division of Banking, Mortgage Banker License #2020-0014 dba UMC Mortgage Company / Other Trade Name #2 License #2020-0053 dba United Faith Mortgage
14. Kansas – Office of the State Bank Commissioner, Kansas Mortgage Company License MC.0001328
15. Kentucky Department of Financial Institutions, Mortgage Company License MC379370 dba UMC Mortgage Company
16. Louisiana Office of Financial Institutions, Residential Mortgage Lending License
17. Maine Bureau of Consumer Credit Protection, Supervised Lender License SLM9952
18. Maryland Office of the Commissioner of Financial Regulation, Mortgage Lender License #19616
19. Massachusetts Division of Banks, Mortgage Lender/Mortgage Broker Licenses MC#1330
20. Michigan Department of Insurance and Financial Services, 1st Mortgage Broker/Lender/Servicer Registrant, License #FR0019241; 2^nd Mortgage Broker/Lender/Servicer Registrant License #SR0024619 dba UMC Mortgage Company
21. Minnesota Department of Commerce, Residential Mortgage Originator License MN-MO-1330 / Other Trade Name #1 MN-MO-1330.1 dba United Faith Mortgage, Residential Mortgage Servicer License MN-MS-1330 / Other Trade Name #1 MN-MS-1330.1 dba United Faith Mortgage
22. Missouri Division of Finance, Company License 18-2286-S (Servicer) dba UMC Mortgage Company
23. Mississippi Licensed by the MS Department of Banking and Consumer Finance, Mortgage Lender License 1330
24. Montana Division of Banking and Financial Institutions, Mortgage Lender/Broker/Servicer Licenses 1330
25. Nebraska Department of Banking and Finance, Mortgage Banker License dba United Faith Mortgage
26. Nevada Division of Mortgage Lending, Mortgage Company License 5043
27. New Hampshire Banking Department, Licensed Mortgage Banker, License #11422-MB
28. New Jersey Licensed by the N.J. Department of Banking and Insurance, Residential Mortgage Lender License #9909065 / RMLA-Licensed Mortgage Servicer Registration.
29. New Mexico Financial Institutions Division, Mortgage Loan Company License
30. New York State Department of Financial Services, Licensed Mortgage Banker LMBC 108983/ Exempt Mortgage Loan Servicer Registration License S000255 / Reverse Mortgage (HECM) Lending. Licensed Mortgage Banker-NYS Dept. of Financial Services.
31. North Carolina Commissioner of Banks, Mortgage Lender License L-124405
32. Ohio Division of Financial Institutions, Ohio Residential Mortgage Lending Act Certificate of Registration, License MBMB.850260.000
33. Oklahoma Department of Consumer Credit Licensing, Licensed Lender ML012038 / Other Trade Name #1 ML012055 dba United Faith Mortgage
34. Oregon Division of Financial Regulation, Mortgage Lending License #ML-5497 / Servicer License #MS-130 dba United Mortgage Corp., A Corporation of New York
35. Pennsylvania Department of Banking and Securities, Mortgage Lender License #22672 / Third-Party Loan Servicer License #66524
36. Rhode Island Department of Business Regulation, Licensed Lender #20163301LL, Broker #20163302LB, Third Party Loan Servicer #20163303LS dba UMC Mortgage Company. Rhode Island Licensed Lender and Broker.
37. South Carolina Board of Financial Institutions, Mortgage Lender/Servicer License MLS-1330 / MLS-1330 Other Trade Name #1 dba United Faith Mortgage
38. Tennessee Department of Financial Institutions, Mortgage License #109167
39. Texas Department of Savings and Mortgage Lending, Mortgage Banker Registration / Residential Mortgage Loan Servicer Registration (see below Texas Disclaimer)
40. Virginia Bureau of Financial Institutions, Lender/Broker License #MC-5904 dba UMC Mortgage Company
41. Washington State Department of Financial Institutions, Consumer Loan Company License CL-1330
42. West Virginia Division of Financial Institutions, Mortgage Lender License #ML-37986 / Mortgage Broker License #MB-37985
43. WisconsinDepartment of Financial Institutions, Mortgage Banker License #1330BA / Mortgage Broker License #1330BR
44. Wyoming Division of Banking, Mortgage Lender/Broker License #3571/ Supervised Lender License # SL-4063

For company and MLO licensing information go to: www.nmlsconsumeraccess.org (NMLS #1330)

United Mortgage Corp., NMLS #1330, Corporate Office is located at 401 Broadhollow Road, Suite 150, Melville, NY 11747. (800) 462-4862.

United Mortgage Corp. is not affiliated with your current lender nor an agency of the federal government. United Mortgage Corp. is approved by HUD/FHA, Fannie Mae, Freddie Mac and Ginnie Mae. This is not a government form. This is not a credit decision or a commitment to lend. Rates, terms and programs subject to change without notice and may not be available at commitment or closing. Subject to approval. Refinancing an existing loan may increase total finance charges over the life of the loan. Equal Housing Opportunity.

TEXAS CONSUMERS COMPLAINT/RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov a TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.

Additional Disclosures and Disclaimers

Nonprime Lenders.com provides mortgage related information and services at no cost to you. Nonprime Lenders.com will not charge or seek fees of any kind from you. This agreement remains in effect only as long as you seek to use the services offered by Nonprime Lenders.com. You may discontinue this relationship at any time, without notice, at no cost or penalty to you.

Nonprime Lenders.com does not act as a lender or credit provider and will forward your loan request to United Mortgage Corp or one of our other partner lenders. Nonprime Lenders.com cannot guarantee all products will be available and at what pricing or fees.

Nonprime Lenders.com receives fees from partner Lenders.  You are not required to use one of the Nonprime Lennders.com lead form to obtain a residential mortgage loan.

If your loan request is forwarded to United Mortgage Corp or one of our participating lenders, you may receive from the lender a good faith estimate of settlement costs under RESPA and an initial disclosure statement required under the TILA.

The interest rate quoted in connection with the loan you select is subject to change without notice unless and until an interest rate lock-in agreement has been made between you and the lender. Nonprime Lenders.com does not offer lock-in agreements and does not guarantee any rate of interest quoted. Nonprime Lenders.com is not responsible for fees or any terms and conditions offered by the lender.  Any lenders referenced on this website (other than United Mortgage Corp) are for informational purposes with no affiliation to this website.

Nonprime Lenders.com will not collect any fees from you in connection with your completion of a mortgage loan request. Any and all fees will be collected from and will be payable to the Lender.

If you are unable to obtain a loan for any reason, the Lender, if licensed under the Mortgage Broker Practices Act, will, within five (5) days of a written request by you, give copies to you of any appraisal, title report, or credit report paid for by you, and transmit the original appraisal, title report, or credit report to any other mortgage broker or lender to whom you direct. Transmission of these reports includes the right to use these reports. You are also entitled to receive a copy of any appraisal paid for by you, pursuant to the federal Equal Credit Opportunity Act.