2026 Maryland FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2026 FHA loan limits for all counties in Maryland below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in Maryland, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ALLEGANY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ANNE ARUNDEL | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| BALTIMORE CITY | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| BALTIMORE | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| CALVERT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CAROLINE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CARROLL | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| CECIL | $630,200 | $806,750 | $975,200 | $1,211,950 |
| CHARLES | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| DORCHESTER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| FREDERICK | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| GARRETT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HARFORD | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| HOWARD | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| KENT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MONTGOMERY | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| PRINCE GEORGE’S | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| QUEEN ANNE’S | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| SOMERSET | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ST. MARY’S | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TALBOT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WASHINGTON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WICOMICO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WORCESTER | $541,287 | $693,050 | $837,700 | $1,041,125 |