2023 New Jersey FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location.  You may view the 2023 FHA loan limits for all counties in New Jersey below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in New Jersey, visit this page.

County Single Family 2 Family 3 Family 4 Family
ATLANTIC $472,030 $604,400 $730,525 $907,900
BERGEN $1,089,300 $1,394,775 $1,685,850 $2,095,200
BURLINGTON $529,000 $677,200 $818,600 $1,017,300
CAMDEN $529,000 $677,200 $818,600 $1,017,300
CAPEMAY $548,550 $702,250 $848,850 $1,054,900
CUMBERLAND $472,030 $604,400 $730,525 $907,900
ESSEX $1,089,300 $1,394,775 $1,685,850 $2,095,200
GLOUCESTER $529,000 $677,200 $818,600 $1,017,300
HUDSON $1,089,300 $1,394,775 $1,685,850 $2,095,200
HUNTERDON $1,089,300 $1,394,775 $1,685,850 $2,095,200
MERCER $472,030 $604,400 $730,525 $907,900
MIDDLESEX $1,089,300 $1,394,775 $1,685,850 $2,095,200
MONMOUTH $1,089,300 $1,394,775 $1,685,850 $2,095,200
MORRIS $1,089,300 $1,394,775 $1,685,850 $2,095,200
OCEAN $1,089,300 $1,394,775 $1,685,850 $2,095,200
PASSAIC $1,089,300 $1,394,775 $1,685,850 $2,095,200
SALEM $529,000 $677,200 $818,600 $1,017,300
SOMERSET $1,089,300 $1,394,775 $1,685,850 $2,095,200
SUSSEX $1,089,300 $1,394,775 $1,685,850 $2,095,200
UNION $1,089,300 $1,394,775 $1,685,850 $2,095,200
WARREN $472,030 $604,400 $730,525 $907,900