2026 New Jersey FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2026 FHA loan limits for all counties in New Jersey below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in New Jersey, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ATLANTIC | $730,250 | $934,850 | $1,130,000 | $1,404,350 |
| BERGEN | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| BURLINGTON | $630,200 | $806,750 | $975,200 | $1,211,950 |
| CAMDEN | $630,200 | $806,750 | $975,200 | $1,211,950 |
| CAPE MAY | $730,250 | $934,850 | $1,130,000 | $1,404,350 |
| CUMBERLAND | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ESSEX | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| GLOUCESTER | $630,200 | $806,750 | $975,200 | $1,211,950 |
| HUDSON | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| HUNTERDON | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| MERCER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MIDDLESEX | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| MONMOUTH | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| MORRIS | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| OCEAN | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| PASSAIC | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SALEM | $630,200 | $806,750 | $975,200 | $1,211,950 |
| SOMERSET | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SUSSEX | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| UNION | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| WARREN | $541,287 | $693,050 | $837,700 | $1,041,125 |