Last Updated on October 24, 2023 by Eric Jeanette
2023 North Carolina FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2023 FHA loan limits for all counties in North Carolina below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in North Carolina, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ALAMANCE | $472,030 | $604,400 | $730,525 | $907,900 |
| ALEXANDER | $472,030 | $604,400 | $730,525 | $907,900 |
| ALLEGHANY | $472,030 | $604,400 | $730,525 | $907,900 |
| ANSON | $472,030 | $604,400 | $730,525 | $907,900 |
| ASHE | $472,030 | $604,400 | $730,525 | $907,900 |
| AVERY | $472,030 | $604,400 | $730,525 | $907,900 |
| BEAUFORT | $472,030 | $604,400 | $730,525 | $907,900 |
| BERTIE | $472,030 | $604,400 | $730,525 | $907,900 |
| BLADEN | $472,030 | $604,400 | $730,525 | $907,900 |
| BRUNSWICK | $472,030 | $604,400 | $730,525 | $907,900 |
| BUNCOMBE | $472,030 | $604,400 | $730,525 | $907,900 |
| BURKE | $472,030 | $604,400 | $730,525 | $907,900 |
| CABARRUS | $472,030 | $604,400 | $730,525 | $907,900 |
| CALDWELL | $472,030 | $604,400 | $730,525 | $907,900 |
| CAMDEN | $507,150 | $649,250 | $784,800 | $975,300 |
| CARTERET | $472,030 | $604,400 | $730,525 | $907,900 |
| CASWELL | $472,030 | $604,400 | $730,525 | $907,900 |
| CATAWBA | $472,030 | $604,400 | $730,525 | $907,900 |
| CHATHAM | $602,600 | $771,450 | $932,500 | $1,158,850 |
| CHEROKEE | $472,030 | $604,400 | $730,525 | $907,900 |
| CHOWAN | $472,030 | $604,400 | $730,525 | $907,900 |
| CLAY | $472,030 | $604,400 | $730,525 | $907,900 |
| CLEVELAND | $472,030 | $604,400 | $730,525 | $907,900 |
| COLUMBUS | $472,030 | $604,400 | $730,525 | $907,900 |
| CRAVEN | $472,030 | $604,400 | $730,525 | $907,900 |
| CUMBERLAND | $472,030 | $604,400 | $730,525 | $907,900 |
| CURRITUCK | $507,150 | $649,250 | $784,800 | $975,300 |
| DARE | $603,750 | $772,900 | $934,250 | $1,161,050 |
| DAVIDSON | $472,030 | $604,400 | $730,525 | $907,900 |
| DAVIE | $472,030 | $604,400 | $730,525 | $907,900 |
| DUPLIN | $472,030 | $604,400 | $730,525 | $907,900 |
| DURHAM | $602,600 | $771,450 | $932,500 | $1,158,850 |
| EDGECOMBE | $472,030 | $604,400 | $730,525 | $907,900 |
| FORSYTH | $472,030 | $604,400 | $730,525 | $907,900 |
| FRANKLIN | $502,550 | $643,350 | $777,650 | $966,450 |
| GASTON | $472,030 | $604,400 | $730,525 | $907,900 |
| GATES | $507,150 | $649,250 | $784,800 | $975,300 |
| GRAHAM | $472,030 | $604,400 | $730,525 | $907,900 |
| GRANVILLE | $602,600 | $771,450 | $932,500 | $1,158,850 |
| GREENE | $472,030 | $604,400 | $730,525 | $907,900 |
| GUILFORD | $472,030 | $604,400 | $730,525 | $907,900 |
| HALIFAX | $472,030 | $604,400 | $730,525 | $907,900 |
| HARNETT | $472,030 | $604,400 | $730,525 | $907,900 |
| HAYWOOD | $472,030 | $604,400 | $730,525 | $907,900 |
| HENDERSON | $472,030 | $604,400 | $730,525 | $907,900 |
| HERTFORD | $472,030 | $604,400 | $730,525 | $907,900 |
| HOKE | $472,030 | $604,400 | $730,525 | $907,900 |
| HYDE | $483,000 | $618,300 | $747,400 | $928,850 |
| IREDELL | $472,030 | $604,400 | $730,525 | $907,900 |
| JACKSON | $472,030 | $604,400 | $730,525 | $907,900 |
| JOHNSTON | $502,550 | $643,350 | $777,650 | $966,450 |
| JONES | $472,030 | $604,400 | $730,525 | $907,900 |
| LEE | $472,030 | $604,400 | $730,525 | $907,900 |
| LENOIR | $472,030 | $604,400 | $730,525 | $907,900 |
| LINCOLN | $472,030 | $604,400 | $730,525 | $907,900 |
| MACON | $472,030 | $604,400 | $730,525 | $907,900 |
| MADISON | $472,030 | $604,400 | $730,525 | $907,900 |
| MARTIN | $472,030 | $604,400 | $730,525 | $907,900 |
| MCDOWELL | $472,030 | $604,400 | $730,525 | $907,900 |
| MECKLENBURG | $472,030 | $604,400 | $730,525 | $907,900 |
| MITCHELL | $472,030 | $604,400 | $730,525 | $907,900 |
| MONTGOMERY | $472,030 | $604,400 | $730,525 | $907,900 |
| MOORE | $472,030 | $604,400 | $730,525 | $907,900 |
| NASH | $472,030 | $604,400 | $730,525 | $907,900 |
| NEWHANOVER | $472,030 | $604,400 | $730,525 | $907,900 |
| NORTHAMPTON | $472,030 | $604,400 | $730,525 | $907,900 |
| ONSLOW | $472,030 | $604,400 | $730,525 | $907,900 |
| ORANGE | $602,600 | $771,450 | $932,500 | $1,158,850 |
| PAMLICO | $472,030 | $604,400 | $730,525 | $907,900 |
| PASQUOTANK | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| PENDER | $472,030 | $604,400 | $730,525 | $907,900 |
| PERQUIMANS | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| PERSON | $602,600 | $771,450 | $932,500 | $1,158,850 |
| PITT | $472,030 | $604,400 | $730,525 | $907,900 |
| POLK | $472,030 | $604,400 | $730,525 | $907,900 |
| RANDOLPH | $472,030 | $604,400 | $730,525 | $907,900 |
| RICHMOND | $472,030 | $604,400 | $730,525 | $907,900 |
| ROBESON | $472,030 | $604,400 | $730,525 | $907,900 |
| ROCKINGHAM | $472,030 | $604,400 | $730,525 | $907,900 |
| ROWAN | $472,030 | $604,400 | $730,525 | $907,900 |
| RUTHERFORD | $472,030 | $604,400 | $730,525 | $907,900 |
| SAMPSON | $472,030 | $604,400 | $730,525 | $907,900 |
| SCOTLAND | $472,030 | $604,400 | $730,525 | $907,900 |
| STANLY | $472,030 | $604,400 | $730,525 | $907,900 |
| STOKES | $472,030 | $604,400 | $730,525 | $907,900 |
| SURRY | $472,030 | $604,400 | $730,525 | $907,900 |
| SWAIN | $472,030 | $604,400 | $730,525 | $907,900 |
| TRANSYLVANIA | $472,030 | $604,400 | $730,525 | $907,900 |
| TYRRELL | $472,030 | $604,400 | $730,525 | $907,900 |
| UNION | $472,030 | $604,400 | $730,525 | $907,900 |
| VANCE | $472,030 | $604,400 | $730,525 | $907,900 |
| WAKE | $502,550 | $643,350 | $777,650 | $966,450 |
| WARREN | $472,030 | $604,400 | $730,525 | $907,900 |
| WASHINGTON | $472,030 | $604,400 | $730,525 | $907,900 |
| WATAUGA | $472,030 | $604,400 | $730,525 | $907,900 |
| WAYNE | $472,030 | $604,400 | $730,525 | $907,900 |
| WILKES | $472,030 | $604,400 | $730,525 | $907,900 |
| WILSON | $472,030 | $604,400 | $730,525 | $907,900 |
| YADKIN | $472,030 | $604,400 | $730,525 | $907,900 |
| YANCEY | $472,030 | $604,400 | $730,525 | $907,900 |