2024 North Carolina FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2024 FHA loan limits for all counties in North Carolina below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in North Carolina, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ALAMANCE | $498,257 | $637,950 | $771,125 | $958,350 |
| ALEXANDER | $498,257 | $637,950 | $771,125 | $958,350 |
| ALLEGHANY | $498,257 | $637,950 | $771,125 | $958,350 |
| ANSON | $498,257 | $637,950 | $771,125 | $958,350 |
| ASHE | $498,257 | $637,950 | $771,125 | $958,350 |
| AVERY | $498,257 | $637,950 | $771,125 | $958,350 |
| BEAUFORT | $498,257 | $637,950 | $771,125 | $958,350 |
| BERTIE | $498,257 | $637,950 | $771,125 | $958,350 |
| BLADEN | $498,257 | $637,950 | $771,125 | $958,350 |
| BRUNSWICK | $498,257 | $637,950 | $771,125 | $958,350 |
| BUNCOMBE | $498,257 | $637,950 | $771,125 | $958,350 |
| BURKE | $498,257 | $637,950 | $771,125 | $958,350 |
| CABARRUS | $498,257 | $637,950 | $771,125 | $958,350 |
| CALDWELL | $498,257 | $637,950 | $771,125 | $958,350 |
| CAMDEN | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| CARTERET | $498,257 | $637,950 | $771,125 | $958,350 |
| CASWELL | $498,257 | $637,950 | $771,125 | $958,350 |
| CATAWBA | $498,257 | $637,950 | $771,125 | $958,350 |
| CHATHAM | $602,600 | $771,450 | $932,500 | $1,158,850 |
| CHEROKEE | $498,257 | $637,950 | $771,125 | $958,350 |
| CHOWAN | $498,257 | $637,950 | $771,125 | $958,350 |
| CLAY | $498,257 | $637,950 | $771,125 | $958,350 |
| CLEVELAND | $498,257 | $637,950 | $771,125 | $958,350 |
| COLUMBUS | $498,257 | $637,950 | $771,125 | $958,350 |
| CRAVEN | $498,257 | $637,950 | $771,125 | $958,350 |
| CUMBERLAND | $498,257 | $637,950 | $771,125 | $958,350 |
| CURRITUCK | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| DARE | $617,550 | $790,550 | $955,600 | $1,187,600 |
| DAVIDSON | $498,257 | $637,950 | $771,125 | $958,350 |
| DAVIE | $498,257 | $637,950 | $771,125 | $958,350 |
| DUPLIN | $498,257 | $637,950 | $771,125 | $958,350 |
| DURHAM | $602,600 | $771,450 | $932,500 | $1,158,850 |
| EDGECOMBE | $498,257 | $637,950 | $771,125 | $958,350 |
| FORSYTH | $498,257 | $637,950 | $771,125 | $958,350 |
| FRANKLIN | $529,000 | $677,200 | $818,600 | $1,017,300 |
| GASTON | $498,257 | $637,950 | $771,125 | $958,350 |
| GATES | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| GRAHAM | $498,257 | $637,950 | $771,125 | $958,350 |
| GRANVILLE | $602,600 | $771,450 | $932,500 | $1,158,850 |
| GREENE | $498,257 | $637,950 | $771,125 | $958,350 |
| GUILFORD | $498,257 | $637,950 | $771,125 | $958,350 |
| HALIFAX | $498,257 | $637,950 | $771,125 | $958,350 |
| HARNETT | $498,257 | $637,950 | $771,125 | $958,350 |
| HAYWOOD | $498,257 | $637,950 | $771,125 | $958,350 |
| HENDERSON | $498,257 | $637,950 | $771,125 | $958,350 |
| HERTFORD | $498,257 | $637,950 | $771,125 | $958,350 |
| HOKE | $498,257 | $637,950 | $771,125 | $958,350 |
| HYDE | $498,257 | $637,950 | $771,125 | $958,350 |
| IREDELL | $498,257 | $637,950 | $771,125 | $958,350 |
| JACKSON | $498,257 | $637,950 | $771,125 | $958,350 |
| JOHNSTON | $529,000 | $677,200 | $818,600 | $1,017,300 |
| JONES | $498,257 | $637,950 | $771,125 | $958,350 |
| LEE | $498,257 | $637,950 | $771,125 | $958,350 |
| LENOIR | $498,257 | $637,950 | $771,125 | $958,350 |
| LINCOLN | $498,257 | $637,950 | $771,125 | $958,350 |
| MACON | $498,257 | $637,950 | $771,125 | $958,350 |
| MADISON | $498,257 | $637,950 | $771,125 | $958,350 |
| MARTIN | $498,257 | $637,950 | $771,125 | $958,350 |
| MCDOWELL | $498,257 | $637,950 | $771,125 | $958,350 |
| MECKLENBURG | $498,257 | $637,950 | $771,125 | $958,350 |
| MITCHELL | $498,257 | $637,950 | $771,125 | $958,350 |
| MONTGOMERY | $498,257 | $637,950 | $771,125 | $958,350 |
| MOORE | $498,257 | $637,950 | $771,125 | $958,350 |
| NASH | $498,257 | $637,950 | $771,125 | $958,350 |
| NEW HANOVER | $498,257 | $637,950 | $771,125 | $958,350 |
| NORTHAMPTON | $498,257 | $637,950 | $771,125 | $958,350 |
| ONSLOW | $498,257 | $637,950 | $771,125 | $958,350 |
| ORANGE | $602,600 | $771,450 | $932,500 | $1,158,850 |
| PAMLICO | $498,257 | $637,950 | $771,125 | $958,350 |
| PASQUOTANK | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| PENDER | $498,257 | $637,950 | $771,125 | $958,350 |
| PERQUIMANS | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| PERSON | $602,600 | $771,450 | $932,500 | $1,158,850 |
| PITT | $498,257 | $637,950 | $771,125 | $958,350 |
| POLK | $498,257 | $637,950 | $771,125 | $958,350 |
| RANDOLPH | $498,257 | $637,950 | $771,125 | $958,350 |
| RICHMOND | $498,257 | $637,950 | $771,125 | $958,350 |
| ROBESON | $498,257 | $637,950 | $771,125 | $958,350 |
| ROCKINGHAM | $498,257 | $637,950 | $771,125 | $958,350 |
| ROWAN | $498,257 | $637,950 | $771,125 | $958,350 |
| RUTHERFORD | $498,257 | $637,950 | $771,125 | $958,350 |
| SAMPSON | $498,257 | $637,950 | $771,125 | $958,350 |
| SCOTLAND | $498,257 | $637,950 | $771,125 | $958,350 |
| STANLY | $498,257 | $637,950 | $771,125 | $958,350 |
| STOKES | $498,257 | $637,950 | $771,125 | $958,350 |
| SURRY | $498,257 | $637,950 | $771,125 | $958,350 |
| SWAIN | $498,257 | $637,950 | $771,125 | $958,350 |
| TRANSYLVANIA | $498,257 | $637,950 | $771,125 | $958,350 |
| TYRRELL | $498,257 | $637,950 | $771,125 | $958,350 |
| UNION | $498,257 | $637,950 | $771,125 | $958,350 |
| VANCE | $498,257 | $637,950 | $771,125 | $958,350 |
| WAKE | $529,000 | $677,200 | $818,600 | $1,017,300 |
| WARREN | $498,257 | $637,950 | $771,125 | $958,350 |
| WASHINGTON | $498,257 | $637,950 | $771,125 | $958,350 |
| WATAUGA | $498,257 | $637,950 | $771,125 | $958,350 |
| WAYNE | $498,257 | $637,950 | $771,125 | $958,350 |
| WILKES | $498,257 | $637,950 | $771,125 | $958,350 |
| WILSON | $498,257 | $637,950 | $771,125 | $958,350 |
| YADKIN | $498,257 | $637,950 | $771,125 | $958,350 |
| YANCEY | $498,257 | $637,950 | $771,125 | $958,350 |