Last Updated on October 24, 2023 by Eric Jeanette

2023 North Carolina FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location.  You may view the 2023 FHA loan limits for all counties in North Carolina below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in North Carolina, visit this page.

County Single Family 2 Family 3 Family 4 Family
ALAMANCE $472,030 $604,400 $730,525 $907,900
ALEXANDER $472,030 $604,400 $730,525 $907,900
ALLEGHANY $472,030 $604,400 $730,525 $907,900
ANSON $472,030 $604,400 $730,525 $907,900
ASHE $472,030 $604,400 $730,525 $907,900
AVERY $472,030 $604,400 $730,525 $907,900
BEAUFORT $472,030 $604,400 $730,525 $907,900
BERTIE $472,030 $604,400 $730,525 $907,900
BLADEN $472,030 $604,400 $730,525 $907,900
BRUNSWICK $472,030 $604,400 $730,525 $907,900
BUNCOMBE $472,030 $604,400 $730,525 $907,900
BURKE $472,030 $604,400 $730,525 $907,900
CABARRUS $472,030 $604,400 $730,525 $907,900
CALDWELL $472,030 $604,400 $730,525 $907,900
CAMDEN $507,150 $649,250 $784,800 $975,300
CARTERET $472,030 $604,400 $730,525 $907,900
CASWELL $472,030 $604,400 $730,525 $907,900
CATAWBA $472,030 $604,400 $730,525 $907,900
CHATHAM $602,600 $771,450 $932,500 $1,158,850
CHEROKEE $472,030 $604,400 $730,525 $907,900
CHOWAN $472,030 $604,400 $730,525 $907,900
CLAY $472,030 $604,400 $730,525 $907,900
CLEVELAND $472,030 $604,400 $730,525 $907,900
COLUMBUS $472,030 $604,400 $730,525 $907,900
CRAVEN $472,030 $604,400 $730,525 $907,900
CUMBERLAND $472,030 $604,400 $730,525 $907,900
CURRITUCK $507,150 $649,250 $784,800 $975,300
DARE $603,750 $772,900 $934,250 $1,161,050
DAVIDSON $472,030 $604,400 $730,525 $907,900
DAVIE $472,030 $604,400 $730,525 $907,900
DUPLIN $472,030 $604,400 $730,525 $907,900
DURHAM $602,600 $771,450 $932,500 $1,158,850
EDGECOMBE $472,030 $604,400 $730,525 $907,900
FORSYTH $472,030 $604,400 $730,525 $907,900
FRANKLIN $502,550 $643,350 $777,650 $966,450
GASTON $472,030 $604,400 $730,525 $907,900
GATES $507,150 $649,250 $784,800 $975,300
GRAHAM $472,030 $604,400 $730,525 $907,900
GRANVILLE $602,600 $771,450 $932,500 $1,158,850
GREENE $472,030 $604,400 $730,525 $907,900
GUILFORD $472,030 $604,400 $730,525 $907,900
HALIFAX $472,030 $604,400 $730,525 $907,900
HARNETT $472,030 $604,400 $730,525 $907,900
HAYWOOD $472,030 $604,400 $730,525 $907,900
HENDERSON $472,030 $604,400 $730,525 $907,900
HERTFORD $472,030 $604,400 $730,525 $907,900
HOKE $472,030 $604,400 $730,525 $907,900
HYDE $483,000 $618,300 $747,400 $928,850
IREDELL $472,030 $604,400 $730,525 $907,900
JACKSON $472,030 $604,400 $730,525 $907,900
JOHNSTON $502,550 $643,350 $777,650 $966,450
JONES $472,030 $604,400 $730,525 $907,900
LEE $472,030 $604,400 $730,525 $907,900
LENOIR $472,030 $604,400 $730,525 $907,900
LINCOLN $472,030 $604,400 $730,525 $907,900
MACON $472,030 $604,400 $730,525 $907,900
MADISON $472,030 $604,400 $730,525 $907,900
MARTIN $472,030 $604,400 $730,525 $907,900
MCDOWELL $472,030 $604,400 $730,525 $907,900
MECKLENBURG $472,030 $604,400 $730,525 $907,900
MITCHELL $472,030 $604,400 $730,525 $907,900
MONTGOMERY $472,030 $604,400 $730,525 $907,900
MOORE $472,030 $604,400 $730,525 $907,900
NASH $472,030 $604,400 $730,525 $907,900
NEWHANOVER $472,030 $604,400 $730,525 $907,900
NORTHAMPTON $472,030 $604,400 $730,525 $907,900
ONSLOW $472,030 $604,400 $730,525 $907,900
ORANGE $602,600 $771,450 $932,500 $1,158,850
PAMLICO $472,030 $604,400 $730,525 $907,900
PASQUOTANK $805,000 $1,030,550 $1,245,700 $1,548,100
PENDER $472,030 $604,400 $730,525 $907,900
PERQUIMANS $805,000 $1,030,550 $1,245,700 $1,548,100
PERSON $602,600 $771,450 $932,500 $1,158,850
PITT $472,030 $604,400 $730,525 $907,900
POLK $472,030 $604,400 $730,525 $907,900
RANDOLPH $472,030 $604,400 $730,525 $907,900
RICHMOND $472,030 $604,400 $730,525 $907,900
ROBESON $472,030 $604,400 $730,525 $907,900
ROCKINGHAM $472,030 $604,400 $730,525 $907,900
ROWAN $472,030 $604,400 $730,525 $907,900
RUTHERFORD $472,030 $604,400 $730,525 $907,900
SAMPSON $472,030 $604,400 $730,525 $907,900
SCOTLAND $472,030 $604,400 $730,525 $907,900
STANLY $472,030 $604,400 $730,525 $907,900
STOKES $472,030 $604,400 $730,525 $907,900
SURRY $472,030 $604,400 $730,525 $907,900
SWAIN $472,030 $604,400 $730,525 $907,900
TRANSYLVANIA $472,030 $604,400 $730,525 $907,900
TYRRELL $472,030 $604,400 $730,525 $907,900
UNION $472,030 $604,400 $730,525 $907,900
VANCE $472,030 $604,400 $730,525 $907,900
WAKE $502,550 $643,350 $777,650 $966,450
WARREN $472,030 $604,400 $730,525 $907,900
WASHINGTON $472,030 $604,400 $730,525 $907,900
WATAUGA $472,030 $604,400 $730,525 $907,900
WAYNE $472,030 $604,400 $730,525 $907,900
WILKES $472,030 $604,400 $730,525 $907,900
WILSON $472,030 $604,400 $730,525 $907,900
YADKIN $472,030 $604,400 $730,525 $907,900
YANCEY $472,030 $604,400 $730,525 $907,900