2026 Washington State FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2026 FHA loan limits for all counties in Washington State below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in Washington State, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ADAMS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ASOTIN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BENTON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CHELAN | $586,500 | $750,800 | $907,550 | $1,127,900 |
| CLALLAM | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CLARK | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| COLUMBIA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| COWLITZ | $541,287 | $693,050 | $837,700 | $1,041,125 |
| DOUGLAS | $586,500 | $750,800 | $907,550 | $1,127,900 |
| FERRY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| FRANKLIN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GARFIELD | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GRANT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GRAYS HARBOR | $541,287 | $693,050 | $837,700 | $1,041,125 |
| ISLAND | $671,600 | $859,750 | $1,039,250 | $1,291,550 |
| JEFFERSON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| KING | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| KITSAP | $616,400 | $789,100 | $953,850 | $1,185,400 |
| KITTITAS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| KLICKITAT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LEWIS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LINCOLN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MASON | $541,287 | $693,050 | $837,700 | $1,041,125 |
| OKANOGAN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PACIFIC | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PEND OREILLE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| PIERCE | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| SAN JUAN | $680,800 | $871,550 | $1,053,500 | $1,309,250 |
| SKAGIT | $621,000 | $795,000 | $960,950 | $1,194,250 |
| SKAMANIA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| SNOHOMISH | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| SPOKANE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| STEVENS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| THURSTON | $586,500 | $750,800 | $907,550 | $1,127,900 |
| WAHKIAKUM | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WALLA WALLA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| WHATCOM | $664,700 | $850,950 | $1,028,600 | $1,278,300 |
| WHITMAN | $579,600 | $742,000 | $896,900 | $1,114,650 |
| YAKIMA | $541,287 | $693,050 | $837,700 | $1,041,125 |