2025 Washington State FHA Loan Limits

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2025 FHA loan limits for all counties in Washington State below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in Washington State, visit this page.

County Single Family 2 Family 3 Family 4 Family
ADAMS $524,225 $671,200 $811,275 $1,008,300
ASOTIN $524,225 $671,200 $811,275 $1,008,300
BENTON $524,225 $671,200 $811,275 $1,008,300
CHELAN $546,250 $699,300 $845,300 $1,050,500
CLALLAM $524,225 $671,200 $811,275 $1,008,300
CLARK $695,750 $890,700 $1,076,650 $1,338,000
COLUMBIA $524,225 $671,200 $811,275 $1,008,300
COWLITZ $524,225 $671,200 $811,275 $1,008,300
DOUGLAS $546,250 $699,300 $845,300 $1,050,500
FERRY $524,225 $671,200 $811,275 $1,008,300
FRANKLIN $524,225 $671,200 $811,275 $1,008,300
GARFIELD $524,225 $671,200 $811,275 $1,008,300
GRANT $524,225 $671,200 $811,275 $1,008,300
GRAYS HARBOR $524,225 $671,200 $811,275 $1,008,300
ISLAND $603,750 $772,900 $934,250 $1,161,050
JEFFERSON $524,225 $671,200 $811,275 $1,008,300
KING $1,037,300 $1,327,950 $1,605,200 $1,994,850
KITSAP $575,000 $736,100 $889,800 $1,105,800
KITTITAS $524,225 $671,200 $811,275 $1,008,300
KLICKITAT $524,225 $671,200 $811,275 $1,008,300
LEWIS $524,225 $671,200 $811,275 $1,008,300
LINCOLN $524,225 $671,200 $811,275 $1,008,300
MASON $524,225 $671,200 $811,275 $1,008,300
OKANOGAN $524,225 $671,200 $811,275 $1,008,300
PACIFIC $524,225 $671,200 $811,275 $1,008,300
PEND OREILLE $524,225 $671,200 $811,275 $1,008,300
PIERCE $1,037,300 $1,327,950 $1,605,200 $1,994,850
SAN JUAN $524,225 $671,200 $811,275 $1,008,300
SKAGIT $563,500 $721,400 $872,000 $1,083,650
SKAMANIA $695,750 $890,700 $1,076,650 $1,338,000
SNOHOMISH $1,037,300 $1,327,950 $1,605,200 $1,994,850
SPOKANE $524,225 $671,200 $811,275 $1,008,300
STEVENS $524,225 $671,200 $811,275 $1,008,300
THURSTON $557,750 $714,000 $863,100 $1,072,600
WAHKIAKUM $524,225 $671,200 $811,275 $1,008,300
WALLA WALLA $524,225 $671,200 $811,275 $1,008,300
WHATCOM $632,500 $809,700 $978,750 $1,216,350
WHITMAN $579,600 $742,000 $896,900 $1,114,650
YAKIMA $524,225 $671,200 $811,275 $1,008,300