2026 California FHA Loan Limits
FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2026 FHA loan limits for all counties in California below.
If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in California, visit this page.
| County | Single Family | 2 Family | 3 Family | 4 Family |
|---|---|---|---|---|
| ALAMEDA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| ALPINE | $736,000 | $942,200 | $1,138,900 | $1,415,400 |
| AMADOR | $541,287 | $693,050 | $837,700 | $1,041,125 |
| BUTTE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CALAVERAS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| COLUSA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| CONTRA COSTA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| DEL NORTE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| EL DORADO | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| FRESNO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| GLENN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| HUMBOLDT | $541,287 | $693,050 | $837,700 | $1,041,125 |
| IMPERIAL | $541,287 | $693,050 | $837,700 | $1,041,125 |
| INYO | $541,287 | $693,050 | $837,700 | $1,041,125 |
| KERN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| KINGS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LAKE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LASSEN | $541,287 | $693,050 | $837,700 | $1,041,125 |
| LOS ANGELES | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| MADERA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MARIN | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| MARIPOSA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MENDOCINO | $546,250 | $699,300 | $845,300 | $1,050,500 |
| MERCED | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MODOC | $541,287 | $693,050 | $837,700 | $1,041,125 |
| MONO | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| MONTEREY | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $649,750 | $831,800 | $1,005,450 | $1,249,550 |
| ORANGE | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| PLACER | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| PLUMAS | $541,287 | $693,050 | $837,700 | $1,041,125 |
| RIVERSIDE | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SACRAMENTO | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| SAN BENITO | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SAN BERNARDINO | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SAN DIEGO | $1,104,000 | $1,413,350 | $1,708,400 | $2,123,100 |
| SAN FRANCISCO | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SAN JOAQUIN | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| SAN LUIS OBISPO | $1,000,500 | $1,280,850 | $1,548,250 | $1,924,100 |
| SAN MATEO | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SANTA BARBARA | $941,850 | $1,205,750 | $1,457,450 | $1,811,300 |
| SANTA CLARA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SANTA CRUZ | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| SHASTA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SIERRA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SISKIYOU | $541,287 | $693,050 | $837,700 | $1,041,125 |
| SOLANO | $685,400 | $877,450 | $1,060,600 | $1,318,100 |
| SONOMA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| STANISLAUS | $545,100 | $697,800 | $843,500 | $1,048,300 |
| SUTTER | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TEHAMA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TRINITY | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TULARE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| TUOLUMNE | $541,287 | $693,050 | $837,700 | $1,041,125 |
| VENTURA | $1,035,000 | $1,325,000 | $1,601,600 | $1,990,450 |
| YOLO | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| YUBA | $541,287 | $693,050 | $837,700 | $1,041,125 |