2025 California FHA Loan Limits 

FHA loan limits are the maximum amount that you may borrow using an FHA loan in a particular location. You may view the 2025 FHA loan limits for all counties in California below.

If you would like to learn more about the requirements to get an FHA loan, and view some of the best FHA lenders in California, visit this page.

County Single Family 2 Family 3 Family 4 Family
ALAMEDA $1,209,750 $1,548,975 $1,872,225 $2,326,875
ALPINE $524,225 $671,200 $811,275 $1,008,300
AMADOR $524,225 $671,200 $811,275 $1,008,300
BUTTE $524,225 $671,200 $811,275 $1,008,300
CALAVERAS $524,225 $671,200 $811,275 $1,008,300
COLUSA $524,225 $671,200 $811,275 $1,008,300
CONTRA COSTA $1,209,750 $1,548,975 $1,872,225 $2,326,875
DEL NORTE $524,225 $671,200 $811,275 $1,008,300
EL DORADO $763,600 $977,550 $1,181,650 $1,468,500
FRESNO $524,225 $671,200 $811,275 $1,008,300
GLENN $524,225 $671,200 $811,275 $1,008,300
HUMBOLDT $524,225 $671,200 $811,275 $1,008,300
IMPERIAL $524,225 $671,200 $811,275 $1,008,300
INYO $524,225 $671,200 $811,275 $1,008,300
KERN $524,225 $671,200 $811,275 $1,008,300
KINGS $524,225 $671,200 $811,275 $1,008,300
LAKE $524,225 $671,200 $811,275 $1,008,300
LASSEN $524,225 $671,200 $811,275 $1,008,300
LOS ANGELES $1,209,750 $1,548,975 $1,872,225 $2,326,875
MADERA $524,225 $671,200 $811,275 $1,008,300
MARIN $1,209,750 $1,548,975 $1,872,225 $2,326,875
MARIPOSA $524,225 $671,200 $811,275 $1,008,300
MENDOCINO $546,250 $699,300 $845,300 $1,050,500
MERCED $524,225 $671,200 $811,275 $1,008,300
MODOC $524,225 $671,200 $811,275 $1,008,300
MONO $776,250 $993,750 $1,201,200 $1,492,800
MONTEREY $970,600 $1,242,550 $1,501,950 $1,866,600
NAPA $1,017,750 $1,302,900 $1,574,900 $1,957,250
NEVADA $644,000 $824,450 $996,550 $1,238,500
ORANGE $1,209,750 $1,548,975 $1,872,225 $2,326,875
PLACER $763,600 $977,550 $1,181,650 $1,468,500
PLUMAS $524,225 $671,200 $811,275 $1,008,300
RIVERSIDE $672,750 $861,250 $1,041,050 $1,293,750
SACRAMENTO $763,600 $977,550 $1,181,650 $1,468,500
SAN BENITO $1,209,750 $1,548,975 $1,872,225 $2,326,875
SAN BERNARDINO $672,750 $861,250 $1,041,050 $1,293,750
SAN DIEGO $1,077,550 $1,379,450 $1,667,450 $2,072,250
SAN FRANCISCO $1,209,750 $1,548,975 $1,872,225 $2,326,875
SAN JOAQUIN $678,500 $868,600 $1,049,950 $1,304,850
SAN LUIS OBISPO $967,150 $1,238,150 $1,496,600 $1,859,950
SAN MATEO $1,209,750 $1,548,975 $1,872,225 $2,326,875
SANTA BARBARA $913,100 $1,168,950 $1,413,000 $1,756,000
SANTA CLARA $1,209,750 $1,548,975 $1,872,225 $2,326,875
SANTA CRUZ $1,209,750 $1,548,975 $1,872,225 $2,326,875
SHASTA $524,225 $671,200 $811,275 $1,008,300
SIERRA $524,225 $671,200 $811,275 $1,008,300
SISKIYOU $524,225 $671,200 $811,275 $1,008,300
SOLANO $685,400 $877,450 $1,060,600 $1,318,100
SONOMA $897,000 $1,148,350 $1,388,050 $1,725,050
STANISLAUS $535,900 $686,050 $829,250 $1,030,600