Seller Concessions for Repairs
Creative Mortgage Options

Seller Concessions for Repairs – How it Works

Seller Concessions for Repairs Seller concessions for repairs in real estate refer to when the seller agrees to cover cost of home repairs or the buyer’s closing costs in lieu of making the repairs. These concessions and closing costs typically range from 2% to 6% of the home’s price. They can also be called seller…

Mortgages for Dentists
Creative Mortgage Options

Mortgages for Dentists in 2024 – Zero Down Payment

Mortgages for Dentists There are lenders who provide mortgages for dentists with specialized financing options tailored to the unique needs of American dental professionals. With low down payment requirements and exemption from private mortgage insurance (PMI), dentists can enjoy the benefits of homeownership. These unique mortgage programs also offer flexibility in terms of income verification…

No Documentation Mortgage
Creative Mortgage Options

No Documentation Mortgage Options for 2024

No Documentation Mortgage A no documentation mortgage is a type of loan that does not require traditional income verification or tax statements. It was more common in the past but has decreased due to stricter regulations and the 2007-2008 financial crisis. However, options are still available that utilize alternative documents like bank statements. These loans…

Mortgage for Self Employed Less Than One Year
Creative Mortgage Options

Mortgage For Self Employed Less than One Year

Mortgage for Self Employed Less Than One Year Obtaining a mortgage as a self-employed individual with less than one year of experience can be challenging. Lenders may be hesitant due to perceived risk. However, it is absolutely possible. To increase approval chances, it is recommended to improve credit history, save more for a down payment,…

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