1099 to W2 Mortgage Options for 2026 Transitioning from 1099 income to W2 can have a positive effect on your mortgage application. Lenders tend to favor stable income, which comes more assuredly from a W2 job as it often includes a steady employment history. Getting a mortgage when transitioning from a 1099 contractor to a…
Seller Concessions for Repairs Seller concessions for repairs in real estate refer to when the seller agrees to cover cost of home repairs or the buyer’s closing costs in lieu of making the repairs. These concessions and closing costs typically range from 2% to 6% of the home’s price. They can also be called seller…
Mortgages for Dentists There are lenders who provide mortgages for dentists with specialized financing options tailored to the unique needs of American dental professionals. With low down payment requirements and exemption from private mortgage insurance (PMI), dentists can enjoy the benefits of homeownership. These unique mortgage programs also offer flexibility in terms of income verification…
No Documentation Mortgage A no documentation mortgage is a type of loan that does not require traditional income verification or tax statements. It was more common in the past but has decreased due to stricter regulations and the 2007-2008 financial crisis. However, options are still available that utilize alternative documents like bank statements. These loans…
Mortgage for Self Employed Less Than One Year Obtaining a mortgage as a self-employed individual with less than one year of experience can be challenging. Lenders may be hesitant due to perceived risk. However, it is absolutely possible. To increase approval chances, it is recommended to improve credit history, save more for a down payment,…
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