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Non-QM Mortgage Lenders

Below are some of the advantages that non-qm loans offer to self-employed borrowers , as well as a variety of people who are unable to qualify for a conventional loan.

  • Qualify with a credit score as low as 500.

  • LTVs up to 90% with no MI

  • Loan amounts up to $7,500,000.

  • No waiting periods after a bankruptcy, foreclosure, or short sale.

  • Option to use your bank statements (instead of tax returns) to prove income. This is known as a “bank statement loan”.

How it Works

What is a Non-QM Lender?

Non-qm lenders offer unique mortgage loan products, which are helpful to borrowers who are unable to qualify for a conventional loan.  If you are interested in learning more about non-qm loans, we encourage to request to get matched with a mortgage lender.  You will be provided with a free consultation, and the opportunity get pre-approved for a mortgage.

What is a Bank Statement Loan?

A bank statement loan is a type of non-qm loan.  These programs allow you to use your bank statements to verify income instead of tax returns.  Bank statement loans are intended for self-employed borrowers who struggle to qualify for a conventional loan.