Non-QM Mortgage Lenders
Below are some of the advantages that non-qm loans offer to self-employed borrowers , as well as a variety of people who are unable to qualify for a conventional loan.
Qualify with a credit score as low as 500.
LTVs up to 90% with no MI
Loan amounts up to $7,500,000.
No waiting periods after a bankruptcy, foreclosure, or short sale.
Option to use your bank statements (instead of tax returns) to prove income. This is known as a “bank statement loan”.
How it Works
What is a Non-QM Lender?
Non-qm lenders offer unique mortgage loan products, which are helpful to borrowers who are unable to qualify for a conventional loan. If you are interested in learning more about non-qm loans, we encourage to request to get matched with a mortgage lender. You will be provided with a free consultation, and the opportunity get pre-approved for a mortgage.
What is a Bank Statement Loan?
A bank statement loan is a type of non-qm loan. These programs allow you to use your bank statements to verify income instead of tax returns. Bank statement loans are intended for self-employed borrowers who struggle to qualify for a conventional loan.